Payment Gateway Integration is a set of process which is used to process credit/debit card transactions whenever you accept online orders from your customers. Payment Gateway can be purchased from dedicated third party vendors or banks. Each and every vendor can have different set of transaction and setup fee for the integration. We at GAGA DESIGN act as a Payment Gateway Integration Expert for your online business to integrate any kind of payment gateways such as third party or Direct bank gateways.

Why you need Payment Gateway? 

The dramatic growth of technology led to a steady increase in the number of companies that are using e-business to help increase their revenue. A key aspect that has helped any e-business is the advancements in payment technology. If you have website which sells your products, then you need payment gateway to accept payment through online. Payment Gateway providers have a set of process and documentation to process your payment gateway request application. Also they have different price slabs for setup as well as per transactions. 

PAYMENT GATEWAY INTEGRATION ( Merchandise - Online Payments - Revenue) 

Required Documents for payment Gateway application 

To apply for the payment gateway with third party vendors as well as direct bank gateways you need to submit a application to respective vendor with the documents related to your business. Depends upon your business model you need to submit the documents.

Individual 

Office Address Proof, A Cancelled Cheque, PAN Card Copy, Driving license or Aadhaar card or Passport or Voter id, Signature and photograph verification letter, Sub-Merchant Agreement in the stamp paper. 

Sole Proprietor 

Office Address Proof, PAN Card Copy, Driving license or Aadhaar card or Passport or Voter id, Bank Account Statement for last 6 months OR Audited Balance sheet & P & L statement for the last 2 years, Any 2 of the below documents: a) Registration certificate (in the case of a registered concern), b) Certificate/license issued by the Municipal authorities under Shop & Establishment Act. c) Sales and income tax returns. d) CST/VAT certificate. e) Certificate/registration document issued by Sales Tax/Service Tax/Professional Tax authorities. f) License issued by the Registering authority like Certificate of Practice issued by Institute of Chartered Accountants of India, Institute of Cost Accountants of India, Institute of Company Secretaries of India, Indian Medical Council, Food and Drug Control Authorities, etc., A Letter of Authorization on your proprietorship Letterhead (Note: Date should be in printed format & also the date should be less than 60 days), A Cancelled Cheque, Signature and photograph verification letter on your letterhead, Sub-Merchant Agreement in the Stamp Paper.

Partnership 

Copy of PAN card (Firm & All Partners), Copy of Driving license or Aadhaar card or Passport or Voter id (All Partners), Bank Account Statement for last 6 months OR Audited Balance sheet & P & L statement for the last 2 years, Copy of Partnership Deed, A Cancelled Cheque, Signature and photograph verification letter on your Firm Letterhead, A Letter of Authorization on your company Letterhead, The Sub-Merchant Agreement in the stamp paper. 

LLP 

Copy of PAN card (Firm & All Partners), Copy of Passport (All Partners), Bank Account Statement for last 6 months OR Audited Balance sheet & P & L statement for the last 2 years, Office Address proof, A Cancelled Cheque, Signature and photograph verification letter on your Firm letterhead, Board of Resolution on your Firm Letterhead (Note: Date should be in printed format & also the date should be less than 60 days), A Letter of Authorization on your Firm Letterhead (Note: Date should be in printed format & also the date should be less than 60 days), The Sub-Merchant Agreement in Stamp Paper.